The Accidental Injury Insurance policy from Loyal American Life Insurance Company has a base policy providing daily benefits for hospital/intensive care confinement, an ambulance benefit and an accidental death and dismemberment benefit. An optional additional benefits rider provides specific listed indemnity benefits for each accident (such as an outpatient treatment benefit and a physical therapy benefit).
The disability income rider provides a six-month benefit for total disability due to accidents that occur either on-the-job or off. The on-job disability income benefit can range from $200-$500 per month, and the off-the-job benefit can range from $400-$1000 per month Total disability due to sickness is not covered.
Other policy features include:
- Issue Age: 18-80 (attained age; age 18_64 for the disability income rider)
- Guaranteed renewable
- Coverage Type: Individual, Single-parent family, or Family
- Disability income rider is available on the primary insured only.
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http://www.gasbinsurance.com/healthprod.asp
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