This policy provides a daily cash indemnity benefit, ranging from $100 to $900 in $100 increments, for each day a covered person is confined to an ICU due to a covered accident or illness. The confinement benefit period cannot exceed 30 days. The daily benefit reduces to 50% at age 70. The policy also includes an ambulance benefit that pays transportation charges to a hospital where the covered person is admitted directly to an Intensive Care Unit.
The Hospital Intensive Care coverage is designed to supplement other products; therefore, it must be sold in conjunction with other health products and may not be sold as a stand-alone sale unless the applicant already owns another Loyal American Life supplemental health insurance policy.
Other Hospital ICU Insurance policy features include:
- Issue Age: 18-74 (attained age; maximum age 64 in CA and NC)
- Guaranteed renewable
- Coverage type: Individual, Single-parent, or Family
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http://www.gasbinsurance.com/healthprod.asp
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